Welcome to the home of the ETM Machine® and ETM Card APP! A credit card system for educational purposes.

Yearly subscription rates range from $3.00 per student account to as little as $1.50 per student account. Works on all devices and is available in both Apple and Google Stores. ETM Cards are sold separately. Choose from 3 preset designs or customize for an additional fee. ETM Cards use QR code technology and are reusable from year to year with paid subscription. System can be used with or without the ETM Cards. Pay for what you want and for what you need.

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The ETM Machine®APP is Green and Clean!

Stop wasting time and money with play money and tokens as a monetary incentive program. Cards are reusable from year to year.

The ETM Machine®APP Teaches Money Management!

It has been designed to teach consumer math skills using a credit card system. Provides transaction statements and so much more.

The ETM Machine®APP is not just for Schools!

It is being used in various organizations across the country with children and adults. It is affordable for any size family or organization.

Recent News

Free Downloadable Writing Templates

During the drafting stage of writing, a student develops a more cohesive text and explores their topic, directed by purpose, audience, genre, and content. Drafting helps students to expand upon, clarify, and modify their initial plans and ideas.  These charts can help them organize the writer's … Read More...