ETM Machine

Welcome to the home of the ETM Machine® and ETM Card APP! A credit card system for educational purposes.

The ETM Machine and ETM Card System is a digital classroom economy tool to help educators teach real world money skills. It can be accessed online or through the app. It works on all devices.

The online system provides educators with student account summaries, customization of classes or groups, and a preset transaction library.

The app provides the user with student accounts, and the ability to add, deposit, purchase to and from student accounts.

The ETM Card uses QR code technology and is used with the app. These ETM Cards are plastic and give the look and feel of a real debit/credit card.

Educators have been using this system for behavior management and teaching financial literacy. Used in classroom settings and adult/family organizations around the world.

Download the manuals to learn how it works!

Yearly subscription rates range from $3.00 per student account to as little as $1.50 per student account. Works on all devices and is available in both Apple and Google Stores.

ETM Cards are sold separately. Choose from 3 preset designs or customize for an additional fee. ETM Cards use QR code technology and are reusable from year to year with paid subscription.

System can be used with or without the ETM Cards. Pay for what you want and for what you need!

Pricing Chart

The ETM Machine®APP is Green and Clean!

Stop wasting time and money with play money and tokens as a monetary incentive program. Cards are reusable from year to year.

The ETM Machine®APP Teaches Money Management!

It has been designed to teach consumer math skills using a credit card system. Provides transaction statements and so much more.

The ETM Machine®APP is not just for Schools!

It is being used in various organizations across the country with children and adults. It is affordable for any size family or organization.

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